About Us

We are at our happiest when we are helping you make sense of your numbers or saving you money, even better when we do both!

As a team, we have the perfect balance of skills and experience in order to work together with you to get you the results you desire. Whether you have systems and processes in place or need us to do this for you, we can hit the floor running in no time at all.
Covering London and the Surrey/Hants border along with all of the surrounding areas, we can also provide cloud based services allowing remote support for all other UK territories.

About Us

Jane Capel


I set up Think Smart Accounts in 2015, having previously managed business finances for over 20 years, both in the corporate blue chip & SME markets. I gained a wealth of experience in a variety of roles and industries, including Seton House Group, Thomson Directories Ltd and Infor (United Kingdom) Ltd.

I am a qualified Chartered Management Accountant and a registered Member in Practice with CIMA

I am passionate about supporting you in untangling yourself from the administrative burden of business and personal accounting, whether it be in handling payrolls, VAT, transaction postings, the year end accounts & filings, even dealing directly with HMRC on your behalf when needed.

My team share my passion and we are all on hand to help you. You set the scope for our involvement and then leave it to us whilst you go about doing what you do best, running and growing your business.

About Us

Catherine Lowe

Senior Management Accountant

After graduating from Plymouth University with a 2:1 in Business Studies, Catherine qualified as Management Accountant in 2003.

She spent several years working in industry and then went to work for a small accountancy firm, handling her own portfolio of clients. She discovered that was where her interest lay and went on to set up her own accountancy practice.

She joined Think Smart Accounts in 2017 and has responsibility for several clients as well as supporting Jane during the busy financial year end and self-assessment periods.

About Us

Andy Charles


Andy is our Bookkeeper/Payables Specialist and joined the team in early 2017.

He deals with the processing of client transactions and any related queries in a timely and accurate manner, allowing the Management Accounting team to have confidence in the figures when producing reports and speaking to clients about their numbers.

About Us

Lisa Chart

Executive Assistant & Client Specialist

Lisa started her working career as a PA in the Legal Sector, including one of the Top 500 Law Firms in the City of London.

Following a career break to be with her young family in their early years, Lisa then joined a small, niche family business as Operations Manager, taking on more responsibility with a proactive focus on supporting the owners.

When Covid-19 hit in early 2020 Lisa was amongst many employees in the UK to be hit by business constraints & resulting job redundancies. Fortunately, Jane was in need of an Executive Assistant due to her increased workload during this time. Lisa was introduced to her via a mutual contact & was delighted to join the team in November 2020. Lisa is an additional point of contact for clients to support Jane in ensuring smooth communication throughout the practice.

About Us

Beatrice Gray

Digital Marketing Assistant

Beatrice is the newest addition to our team and works running our social media platforms.

Having graduated with a 1st in History from the University of Exeter, she joined us in April of this year. She is primarily interested in increasing our reach to small businesses that need our help. Excited to be a member of the team at Think Smart, she can't wait to get started interacting with all our clients!

Beatrice operates our digital marketing, so we can work on your finance function. We can then deliver on our mission of leaving you free to focus on the important things in your life.