About Us

We are at our happiest when we are helping you make sense of your numbers or saving you time and money, even better when we do both!

As a team, we have the perfect balance of skills and experience in order to work together with you to get you the results you deserve. If you have systems and processes in place or need us to do this for you, we can hit the ground running in no time at all, our experience and processes allow us to integrate into your business seamlessly.

Our coverage includes London, Surrey, Hampshire, Berkshire, Buckinghamshire and all of the surrounding areas. We also provide cloud based services allowing remote support for all other UK regions.

About Us

Jane Capel


I set up Think Smart Accounts in 2015, having previously managed business finances for over 20 years, both in the corporate blue chip & SME markets. I gained a wealth of experience in a variety of roles and industries, including Seton House Group, Thomson Directories Ltd and Infor (United Kingdom) Ltd.

I am a qualified Chartered Management Accountant and a registered Member in Practice with CIMA

I am passionate about supporting you in untangling yourself from the administrative burden of business and personal accounting, whether it be in handling payrolls, VAT, transaction postings, the year end accounts & filings, even dealing directly with HMRC on your behalf when needed.

My team share my passion and we are all on hand to help you through your journey. Our flexibility and understanding of accounting needs, mean you set the scope for our involvement and then leave it to us, whilst you go about doing what you do best, running and growing your business.

About Us

Catherine Lowe

Senior Management Accountant

After graduating from Plymouth University with a 2:1 in Business Studies, Catherine qualified as Management Accountant in 2003.

Catherine spent several years working in the commercial world before moving to a local accountancy practice, handling a diverse portfolio of clients. Whilst working in the practice she discovered this was the area of accountancy she enjoyed. As her skills aligned perfectly in this field, she then went on to set up her own accountancy practice.

Catherine joined Think Smart Accounts in 2017 to bring in her experience and skills to assist the growing business. Catherine supports her client portfolio through the whole process from bookkeeping to Statutory Year End Accounts. Catherine enjoys the hands on guidance and support she can offer the clients, watching their businesses grow and flourish.

In her spare time, she is an avid runner and particularly likes CanniCrossing with her dog Brodie.

About Us

Andy Charles

Bookkeeping & Payables Specialist

Andy is our Bookkeeper and Payables Specialist who joined the team in early 2017, having previously spent most of his career in the publishing industry.

Andy deals with the day to day processing of client payable transactions and the associated client queries in a timely and efficient manner. His pleasant and helpful manner offers our clients a level of confidence that is key to our service.

Key to Andy's skillset is his accuracy and and meticulous eye for detail, allowing the Management Accounting team to have confidence in the figures when producing reports and speaking to clients about their numbers.

About Us

Andy Donovan

Senior Client Account Manager

Andy started his career in a private Chartered Accountancy practice before opportunities led him into the commercial sector. Andy went on to run 2 private companies, one an outsourced Data storage company and then with a Media Tech Investment Publisher, guiding both to financial growth and stability, as Managing Director.

When an opportunity arose in the Investment banking sector, Andy took on the challenge and successfully transitioned to work with 2 blue chip investment banks in Canary Wharf, before having senior roles within the financial services sector with FTSE (London Stock Exchange) and S & P (Standard & Poor's Credit Ratings).

Andy has now joined the team and returned to his accounting roots and brings a wealth of private and commercial experience to our team, with his financial, operational, and commercial background. He is looking forward to working with the team at Think Smart Accounts, an organisation that is passionate about the growth and support of SME businesses and start-ups, and looks forward to being part of its continuing growth.

Janet Mana

Bookkeeping & Accounts Specialist

Stephen Pugh

Senior Management Accountant

After spending six years in practice, training as a Chartered Accountant, Stephen moved into industry to gain an in depth experience of supporting and helping businesses in a busy fast moving environment. Gathering a wealth of experience from a wide variety of industries, Stephen has been driven by a passion to add value to any business he has been involved in.

This passion has led Stephen to actively seek opportunities to help smaller businesses to grow, which fits in with the ethos at Think Smart Accounts. With over 25 years of experience in Finance and Accounting, Stephen is sure to find ways to support clients in their decision making and growth.

Outside of work, Stephen loves to cycle and is an active member of his local church, theatre group and Cub Scout Pack. He also loves spending time with his new grandson.